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75 Financial Tips to Help Your Wallet


For our 75th episode of Money Talk with Skyler Fleming. My wonderful wife, Rebecca, and I went over 75 financial tips to help you out. Be sure to find your favorite one and go have a money talk about it with someone else! I hope this list helps you out. Please contact me if you have any questions about any of the topics!


  1. Sinking funds are my favorite way to save

    1. Ep 21 - Zero Based Budgeting & Sinking Funds

    2. Ep 3 - Sinking Funds

  2. Budgeting is very important to consider and implement

  3. You can save too much money

  4. A written plan is one of the most important things to have

    1. Ep 6 - A Written Plan

  5. Automation is essential to sticking to a long-term plan

    1. Ep 44 - How To Get Wealthy Automatically

  6. Credit cards are dangerous and not for everyone

    1. Ep 8 - Credit Cards

  7. Credit cards can be a very nice tool

    1. Ep 8 - Credit Cards

  8. Index funds are the way to go

    1. Ep 24 - What are Index Funds

  9. Simple investing is happy investing

    1. Ep 10 - Simple Investing

  10. Look at your money in new ways and try out new ideas

  11. Budgeting gets easier and easier as you go

    1. Ep 29 - A Budget Meeting

  12. It’s essential to work together with money if you’re living with someone

  13. Talking about money is important for everyone

    1. Ep 53 - The Importance of Talking About Money

  14. Create systems for your money

  15. Accountability partners are very helpful

  16. Make sure you are saving for retirement

  17. Don’t try to learn everything all at once

  18. Understand that behavior is a huge thing with money

  19. Emotions play a role with money so don’t plan as if they don’t

  20. Money impacts everyone's life in a lot of ways

  21. Planning goes a long way. With money, meals, transportation, etc…

    1. Ep 56 - The Importance of a Plan

  22. Discouraging salary discussions is a big red flag

    1. Ep 34 - How Much Money Do Other People Make?

  23. The emergency fund is non-negotiable

    1. Ep 17 - The Impact of Emergency Funds

  24. Buy Now Pay Later is an old scam in new clothes that were probably bought with debt

    1. Ep 4 - Buy Now Pay Later

  25. Don’t make decisions immediately when it comes to money

  26. Have a normal regular time to talk about and make decisions around money

  27. The 50/30/20 budget rule can be a great starting point

  28. You don’t have to be debt free to start investing

  29. Being debt free can open up many opportunities

  30. Meal planning can be a huge deal in your health and finances

    1. Ep 50 - Meal Planning and Our Top 5 Slow Coker Meals. Featuring Rebecca Fleming!

  31. Make your goals measurable

  32. Track your expenses

  33. Use an online tool like PC, Mint or YNAB

  34. Go reusable

  35. Don’t get name-brand items

  36. Break up annual expenses into monthly savings

  37. No spend weeks

  38. Smart thermostats

  39. Research well before you buy

  40. The 24-hour rule

    1. Ep 63 - But I REALLY Want to Buy It!

  41. Get a 401K employer match

  42. Save your received gift money

  43. Take advantage of deals and free things

  44. Pay more than the minimum payment on loans

  45. Don’t pay credit card interest

  46. Use credit cards wisely

  47. Don’t go into too much debt

  48. Avoid auto loans

    1. Ep 67 - The Benefits of Not Driving a Car

  49. Use high-yield online savings accounts

  50. Buy larger/in bulk quantities.

  51. Eliminate daily expenses

  52. Use the GasBuddy app to find cheap gas

  53. Drive slower and less aggressive

  54. Shop around for deals

  55. Shop your insurance regularly

  56. Use the library for DVDs and entertainment

  57. Bike more

  58. Find free community events

  59. Assess your childhood experience with saving money

  60. Identify spending triggers

  61. Check your credit report

  62. Keep up on home maintenance. Especially windows

  63. Shop gently-used clothing

  64. Be open and honest about gift-giving expectations

  65. Save for Christmas and Holiday Spending

    1. Ep 3 - Sinking Funds

  66. Get annual checkups at the doctors

  67. Exercise regularly

  68. Cancel recurring subscriptions

  69. Pay attention to work benefits

  70. Don’t save your credit card information everywhere

  71. Use free credit monitoring and ID theft services from banks and CUs

  72. Sign up for free reward programs for the places you frequent

  73. Have a will

  74. HSA can be a great investing tool

    1. Ep 23 - What is an HSA

  75. Take care of your financial life before taking care of others

 

Money Talk with Skyler Fleming

Listen wherever you find your podcasts or on Anchor

Email me at moneytalk@skylerfleming.com


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